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Defi TLV exceeded the USD 100 billion, showing recovery.
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Flatcoins and loans based on reputation are future innovations of Ethereum.
Vitalik Buterin, co -founder of Ethereum, stated that low -risk decentralized finances could become the stable economic base of the network, comparable to how the internet search consolidated Google. According to the developer, these protocols could generate reliable income without compromising the decentralized principles of Ethereum.
In its most recent article, Ethereum creator He stressed that the DeFi ecosystem It has evolved from its early stages, characterized by high volatility. Today, platforms that facilitate payments, savings, guarantee loans and synthetic assets have become safer, offering a solid base for the use of the network. This approach would attract more users without sacrificing the foundational values of Ethereum.
Buterin stressed that Economic sustainability does not necessarily require spectacular applications, but ethical and consistent solutions. He cited as an example the interest rates of stable currencies on platforms such as AAVE, which are around 5 %, compared to higher risk options that exceed 10 %. According to him, these tools can generate stable income while respecting the philosophy of the network.
Besides, The developer visualizes new innovations, such as loans based on reputation, prediction markets and flatcoinsdigital assets designed to preserve purchasing power. These tools could expand the scope of Ethereum in everyday financial life and promote global inclusion.
Current Scenario of the Ethereum Defi ecosystem
Ethereum’s defi ecosystem has shown recovery signs: In August, the total locked value (TLV) exceeded the USD 300 billion, as reported by cryptootics. Likewise, the recent regulation, including the Clarity Law of the Digital Assets Market, has also promoted interest, with surveys that indicate that more than 40% of Americans would consider using defi under strict regulatory frameworks.
However, despite the recovery of ETH prices, Ethereum chain income They fell 44 % in Augustup to USD 14.1 million, compared to USD 25.6 million in July. The reduction of rates after the Dencun update contributed to this fall, generating concern about financial sustainability, although many analysts believe that lower costs can favor mass adoption.
However, in contrast to centralized models such as Google, whose dependence on advertising can affect privacy, BUTTERIN maintains that Ethereum has the opportunity to generate income aligned with ethical principles thanks to its decentralized design:
I hope Ethereum can do it much better than Google. Google is often criticized for losing its shape and becoming as the antisocial corporations that maximize the profits that it sought to replace. Ethereum has a much deeper technical and social decentralization, and I would say that the use of low -risk defi The case creates a lot of alignment between «doing well» and «being good», in a degree that does not exist for advertising.
Vitalik Buterin, Founder of Ethereum.
Vitalik’s comments raise a horizon in which Ethereum is consolidated as a reliable financial infrastructure, focused on low -risk defi protocols that balance sustainable income and foundational values.