According to him Asset and assets management report 2024 of PwCthis market will reach the 317,000 million dollars for 2028an exponential growth that demonstrates the growing confidence of institutional and retail investors in this innovation. But what is promoting this boom and how can we understand its implications?
What is investment token?
Tokenization consists of divide the property of an asset into digital parts (Tokens) that can be bought, sold and negotiated on blockchain platforms. This allows fractionation investments that previously required large capitals, such as a commercial building or a valuable work of art, making the most accessible markets.
Each Token represents a proportional participation in the underlying asset, with intelligent contracts that automate dividend payments, voting rights and other conditions. The Blockchain transparency and immutability add security and efficiency To these processes.
Types of assets that are being token
From real estate to raw materials, almost any asset with value can token. The most popular include:
Real estate properties: Residential and commercial buildings divided into tokens.
Art and collectibles: Works of art or luxury items shared among multiple owners.
Investment funds: Participation in traditional funds converted into tokens.
Private debt: Token bonds and loans for greater liquidity.
Why is this market growing so much?
Tokenization Solve several traditional problems of investment markets. To start, reduce the entry barriers: instead of needing millions to buy a building, you can buy tokens for a fraction of the total value. Besides, Increase liquiditysince tokens can be negotiated in secondary markets 24/7, something impossible with physical assets.
Another advantage is the reinforced transparency. Each transaction is recorded in the blockchain, eliminating intermediaries and reducing the risk of fraud. This attracts both small investors and large institutional funds.
Countries such as Switzerland, Singapore and the United States are developing clear legal frameworks for tokenization, which reduces legal uncertainty and encourage adoption. At the same time, advances in Blockchain, such as Ethereum’s scalability solutions and interoperability between chains, They are making the process faster and with less operating cost.
Fragmented regulation and unequal adoption
Although the potential is huge, the Lack of global standardization in regulations It is still an obstacle. Each country has different norms on how these tokens should be issued and negotiated, which can complicate cross -border investments.
In addition, adoption is still unequal. While some industries, such as real estate, are moving quickly, others remain cautious due to technological ignorance or resistance to change.
Despite the advantages of the blockchain, los Risks of cyber attacks and failures in intelligent contracts They persist. Volatility must also be considered: although the underlying asset is stable (like a property), the value of the token can fluctuate according to the supply and demand on trading platforms.
Companies such as Real (Tokenized real estate in the US) and Artory (digitized art) are demonstrating the potential of this model. Even traditional banks, such as UBSThey are exploring the emission of tokenized bonds to expedite processes and reduce costs.
Experts predict that, by 2030, Tokenization will be standard in multiple sectorsfrom pension funds to commodities.
As technology improves and regulations are unified, we will see more integrated platforms that allow anyone to invest in assets reserved for elites.