If you think about it carefully, it is not surprising that Bizum is a real hotbed for cybercriminals, who flock to it like bees to honey. It brings together two fundamental characteristics: practically everyone already knows it (and many also use it daily) and on top of that it moves money. That is why the scams around it do not stop growing every day.
Especially those that in one way or another are related to one of its main utilities: paying and receiving money when an operation is carried out on a second-hand buying and selling platform. The Civil Guard has reported the recurring threat in this regard, and has also given some clues so as not to fall into deception.
The new scam that occurs through Bizum
Bizum
Actually, it is not a new scam. Scammers have been taking advantage of what has been called “reverse Bizum” for some time now.and which, in practice, is nothing more than sending a request to deposit money instead of a payment one, without the recipient being aware of it. It is quite common for it to happen on sites like Wallapop, when someone pretends to be an interested buyer.
But they are not the only cases. The scammer also often poses as someone who needs help, who has made a payment in error, or who needs to receive money immediately due to an emergency. A common method is that the criminal claims to have attempted to make a payment to the victim, but for some reason “something has gone wrong” in the system.
Whether in one way or another, This type of deception always has one element in common: the power of conviction of the scammers.. These usually leave nothing to improvisation: they use well-prepared stories and strategies capable of convincing even the most distrustful of sellers. That is why sometimes it is not easy to detect that it is really a trap.
Furthermore, as the Civil Guard points out, the success of this scam is based on the immediacy of Bizum and the confusion between the options of “sending” and “receiving” moneyespecially when the scammer speaks quickly and creates pressure in the conversation. Urgency and psychological deception make many people not stop to verify what they are really accepting, unfortunately.
How to avoid being deceived
The keys to avoid being deceived through these types of operations by Bizum are simple. First of all, when you receive a notification in Bizum, be sure to read carefully whether this is a request for money or a transfer. Don’t take anything for granted until you confirm it very well. Also, if it is on a buying and selling platform, take a good look at the user’s profile.
But, above all, try not to catch the urgency that the scammer will surely try to transmit to you. Keep in mind that this is almost always the basis of any scam: that you think as little as possible. Which, added to the immediacy of Bizum, becomes a considerable danger.
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Tags: Scam