
The idea is not bad, to raise awareness among citizens that the pension regime is not sustainable and that they «seek» a way to complement it is a great idea and of course it is to think about the future of generations.
According to the German government, in 2040, there will be 41 pensioners and 100 average workers in the country.
In Spainwe go on other ways, We give young people 400 euros for a cultural bonus and spend on festivals, concerts… even though we have a major problem with retirement.
Right in Spain according to the most recent data of the National Social Security Institute (INSS), the number of retirement pensions in Spain exceeds 6.4 million.
It is important to keep in mind that this data corresponds only to retirement pensions. If all contributory pensions are considered (such as widow’s, orphanage, permanent disability and in favor of relatives), the total number of pensioners in Spain approaches 10.2 million.
To this figure we must add that in the next 5 years 5.3 million retirees will be incorporated
Carlos Arenas, an investment strategies analyst and doctor in economics, already told them to invest as soon as possible had never been so necessary in Spain.
If you do not look at how the population pyramid and its evolution are … it is unsustainable.


Spain spends 200 million euros a year in the famous cultural bond, while Germany wants to spend 1.5 billion to teach and provide budget for periodic investment for people between 6 and 18 years. And learn to invest periodically for their retirement.
They already know that the secret weapon of the patient inverter is to be invested and constantly. That is what Germany wants to teach their young people. And we should do the same.